Being an expat has its benefits and can also expose you to more unknowns. What would happen if you were injured or unwell and unable to work? Clements Worldwide have compiled a quick checklist to help you in your planning and what you might need in your new home country. Don’t leave anything to chance...

Standard travel insurance does not generally cover you for high risk areas, such as warzones, crisis and disaster relief zones and specialist providers have developed to meet the need.  Kidnap and ransom can happen anywhere, but there are higher risks in some areas, and policies to support you and pay the ransom, if the need...

As businesses work hard to expand internationally and expats choose to travel further afield to counter the impact of the challenges they are seeing in many of the more traditional and domestic markets, there has been a marked increase in international travel for business and work to more remote and austere environments with the hope...

Even before you moved to Hong Kong, you may have heard about the highly unaffordable rent in the city, which always ranks top among the world’s most expensive housing markets. This perennial problem has become so extreme that a resident needs to spend 19.4 years without any other expenditure in order to be able to...

If there’s one thing that expats around the world do, it’s travel. This may seem like a really obvious statement, seeing as how a person has to travel in order to become an expat, but one doesn’t have to be a genius to look at expat communities in countries around the globe and see that...

Everyone faces risks that require reliable insurance coverage.  Expats face the same risks as well as additional risks caused by their decision to live abroad.  It is important to recognise the risks that you face and to be sure that the coverage does not have terms invalidating the insurance because of your location or because...

Let’s face it: we all want to save money. However, when it comes to securing most forms of insurance – especially expat car insurance – jargon and pricing complexities can make finding the best deal a daunting process. This article was written exclusively for Expat Network by Kwiksure Singapore So, in an effort to bring...

As employers send more staff abroad they need to be aware that kidnap and ransom can occur in any region, according to the Health Insurance Group. It says that employers underestimate this risk and need to do more to protect their employees. Approximately 40,000 kidnappings occur every year and over 40% of these are of...

Research by life insurance advisers Unusual Risks shows that 28% of UK insurance companies offer life insurance products to British expats. Only 7% of providers are prepared to accept an application for critical illness cover from expats. The figure for life insurance was a significant increase from the previous year’s finding of 16% and indicates...

Silversurfers.com has the largest community of over 50s in the UK and that’s why they are able to offer a special discount to Expat Network members. So whether you’re over 50 or not, this might be right for your parents, aunts, uncles, granny or grandad. Take a moment to check out the Silversurfers insurance...

Income replacement policies help replace part of your regular working income while you are off work. The risks covered can include disability, illness, accidents, unemployment or involuntary redundancy. If you buy a policy, you will usually be paid a tax-free monthly income if you find yourself unable to work. You pay a monthly premium to...

Increasing numbers of people are living and working abroad either permanently or temporarily and, at present, the vast majority of those who have existing life insurance are unlikely to retain their coverage as they do so. The different levels of risk associated with living in different countries makes it impossible for life insurance policies aimed...