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Buying Property In Australia

The first thing to know about Australia is that foreigners do not have an automatic right to own property. Unless you are married to an Australian or hold a permanent resident visa or special category visa (as New Zealanders do) you will need to apply to the Foreign Investment Review Board (FIRB). They take around 40 days (to a maximum of 140 days) ...

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Buying Property In Canada

Buying property is rarely a joy, but the process in Canada comes closer than most countries. Everything is in English (or French), the process is straightforward and well regulated, the buying costs are cheap and there is no shortage of data and information out there. Canadian homes are big and getting bigger. The average size of a new Canadian home has almost doubled in the past 40 years to 1,950 ...

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Buying Property In Cyprus

Buying in Cyprus has the advantage of English being very widely spoken and there being no great difference between prices for ‘locals’ and expats, which you see in some countries. When it comes to selling property to foreigners, however, developers and agents in Cyprus have made a few mistakes in the past. Some encouraged buyers to use Swiss franc mortgages, some developers secretly mortgaged the ...

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Buying Property In France

The property buying system in France is completely different to what you might experience elsewhere. It is better regulated than in many countries, making a purchase safer, but more expensive. For a start, agents (immobilier) are licensed. They will have a Carte Professionnelle, be professionally insured and work under the Loi Hoguet, their code of conduct. They may well be within a professional b ...

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Buying Property In Germany

Make sure you follow the correct procedures to smooth the process of buying property in Germany.   By Christopher Nye To buy or not to buy, that has been the question in Germany in recent years. It was a country where most people rented, protected by strong pro-tenant laws, and where property price rises were slow enough that your home remained just that, not an asset. Lately though, with ren ...

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Buying Property In Hong Kong

The Chinese government owns all the land in Hong Kong, and property owners lease the land (or co-lease it, in the case of an apartment block). Most foreigners can buy in Hong Kong but, in an attempt to cool the market and put off overseas speculation, the government has imposed an extra 15% Buyers’ Stamp Duty on foreign sales. There is also additional stamp duty for second homes and for homes reso ...

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Buying Property In Italy

There is no restriction on buying property in Italy and it has some of the most breathtakingly beautiful older property in the world, at surprisingly cheap prices (especially you’re up for a bit of renovating). By Christopher Nye In Italy you generally do not need a lawyer because the agent and the notary are both working for you, the buyer as well as the seller, and are legally bound and professi ...

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Buying Property In Malta

Buying a home in Malta is made easy by the short distances – the island is only 30 kilometres at its widest – and the fact that English is an official language. Estate agents speak English, newspaper ads and many property websites are in English too – try maltaproperty.com Malta is a property loving nation – 80% of people own. Estate agents don’t need to be licensed, although there is a Federation ...

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Buying Property In New Zealand

Buying property in New Zealand is generally quick, efficient and safe. It takes four to six weeks from offer to moving in, and is relatively inexpensive compared to most European countries. There are few restrictions on foreigners buying property there, although ownership certainly does not guarantee residency rights. It is worth mentioning though, that buying/building brand new residential proper ...

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Buying Property In Portugal

Portuguese estate agents must be licensed and qualified, so ask to see their INCI certificate and AMI licence. With typical agent fees of more than 5%, private sales are common – look out for boards saying vende-se or para venda. By Christopher Nye Among Portugal’s largest online property portals are casa.sapo.pt and imovirtual.com, or a specialist such as meravista.com in the Algarve. Although th ...

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Buying Property In Spain

Step one is to get your professionals lined up and ready. That should certainly include a lawyer who is independent of the estate agent or developer whose property you are viewing, who is qualified and who is a specialist in Spanish property and land law, known as urbanismo. By Christopher Nye It is also sensible to have made enquiries about a surveyor in your chosen area, and it could save you mo ...

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Buying Property In United Arab Emirates

As a collection of seven separate emirates, there are some differences between emirates in the rules and procedures for buying property. For this guide we will focus on Dubai, where buyers from India, Pakistan and the UK make up the three largest overseas contingents. Buying an existing (resale) property in Dubai follows a similar pattern to most other countries, with a small reservation deposit, ...

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Buying Property In The USA

The buying process in the USA follows a British model – more accurately a Scottish one – rather than a continental European model. This means it is cheaper than in most countries, typically adding less than 3% to the purchase price. By Christopher Nye One big difference to other countries is the Multiple Listing Service (MLS), an online database where you can quickly see every property for sale in ...

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